Lock in fixed-rate financing on a single 1-4 unit investment property for 5 years (ARM) or 30 years (Fixed). We focus primarily on property income and our loan product is made for rental investors who want certainty as well as flexibility. Our streamlined process means you can close your loans quickly and without hassle.
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North American Financial's rental loan programs provide investors of all experience levels the ability to purchase, refinance, or cash-out individual rental properties. Explore the option below to find a program perfect for your needs.
Rental30 Loan Overview
Term Length: 30 Year, Fully Amortized
Property Types: SFR 1-4/PUDs
Single Property: Yes
Minimum Loan Amount: $100,000
Maximum LTV: 75%
Minimum Credit Score: 660
Debt-to-Income for Borrower: NONE
Ready to Apply?
Our online application process is simple and easy to complete. You'll be guided through the process step-by-step, and document tracking is a breeze
5-Year ARM, No Balloon*
DSCR > 1.3
Stated rates available as of today
*5 year SARL qualified at 2% above note rate
30-Year, Fixed-Rate
DSCR > 1.3
Stated rates available as of today
Ask us about interest only options!
Ask us how to reduce your rate further!
*Licensed Brokers may charge up to 200 bps with full 1003 application and signed broker agreement.